Providing quality and professional education to economically weak sections the government is committed to provide schematic interventions and also trying to implement central sector scheme on Interest Subsidy during the period of moratorium (means a recognized professional course plus year) on educational loans.This loans can be availed by all students belonging to economically weaker sections whose annual income is less than Rs 4.5 Lakhs.
Towards this implementation during 2009-10 to September 2015 an amount of Rs.5501.36 crores
has been released to Banks, National Scheduled Tribes Finance &
Development Corporation (NSTFDC), National Scheduled Castes Finance
& Development Corporation (NSCFDC) and National Safai Karmacharis
Finance & Development Corporation (NSKFDC).
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| Professional and Quality Education |
The Government has also recently notified the Credit Guarantee Fund Scheme for
Education Loans (CGFSEL) to mitigate the risks and provide guarantee for
educational loans taken under the Indian Banks Association (IBA) Model
Educational Loan Scheme. An amount of Rs.500 crores has been earmarked
in 2015-16 under the scheme.
The Central Government is also implementing the Central Sector Scheme of Merit-cum-Means based Scholarship for College and University Students for providing financial assistance to meritorious students with annual family income less than rupees six lakhs to meet their day-to-day expenses while pursuing higher studies. Another Central Sector Scheme viz. Special Scholarship Scheme for Jammu & Kashmir supports students from the State having parental annual income less than rupees six lakhs for pursuing higher studies.
The UGC has reported that it is taking regulatory measures and implementing several schemes to ensure that access to higher education in India percolates effectively to the weaker and marginalized sections of society. These measures are the following:
1. UGC(Promotion Of Equity in Higher Educational Institutions) Regulations, 2012
2. Scheme of Womens Hostel
3. Post Doctoral fellowship of SC/ST
4. PG Scholarship for Professional Courses for SC/ST
5. Ishan Uday special scholarship scheme for the North East Region
6. Rajiv Gandhi National Fellowships for SC/ST
Also, the UGC is implementing the scheme of Community Colleges in Universities and Colleges in the country. The main objective of the scheme is to offer low cost, high quality education locally, which encompasses both traditional skill development as well as traditional course work, thereby providing opportunities to the learner to move directly to employment sector or to move to the Higher Education sector. A total of 64 Community Colleges have been approved under the scheme (7 Universities and 57 Colleges).
The Central Government is also implementing the Central Sector Scheme of Merit-cum-Means based Scholarship for College and University Students for providing financial assistance to meritorious students with annual family income less than rupees six lakhs to meet their day-to-day expenses while pursuing higher studies. Another Central Sector Scheme viz. Special Scholarship Scheme for Jammu & Kashmir supports students from the State having parental annual income less than rupees six lakhs for pursuing higher studies.
The UGC has reported that it is taking regulatory measures and implementing several schemes to ensure that access to higher education in India percolates effectively to the weaker and marginalized sections of society. These measures are the following:
1. UGC(Promotion Of Equity in Higher Educational Institutions) Regulations, 2012
2. Scheme of Womens Hostel
3. Post Doctoral fellowship of SC/ST
4. PG Scholarship for Professional Courses for SC/ST
5. Ishan Uday special scholarship scheme for the North East Region
6. Rajiv Gandhi National Fellowships for SC/ST
Also, the UGC is implementing the scheme of Community Colleges in Universities and Colleges in the country. The main objective of the scheme is to offer low cost, high quality education locally, which encompasses both traditional skill development as well as traditional course work, thereby providing opportunities to the learner to move directly to employment sector or to move to the Higher Education sector. A total of 64 Community Colleges have been approved under the scheme (7 Universities and 57 Colleges).
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